Edu Recruit

Understanding the importance of health insurance

Every overseas international student in Australia mandatorily should be sufficiently covered by health insurance all throughout the stay. Health insurance provides protection to the student against any sudden medical emergency, hospitalization, routine healthcare, and buying prescription drugs. Overseas Student Health Cover is compulsory for a student who stays for beyond three months in Australia. The cost of health services is quite high in Australia. Without adequate insurance coverage, it will be become a very costly affair to meet the medical requirements. It will entail a lot of stress, both mentally and monetarily.

One policy coverage for all medical expenses

OSHC is mandatory health insurance that includes coverage for visits to the doctor, some hospital treatment, ambulance cover, and limited medicines. There are five approved OSHC insurers that can provide a range of different OSHC products. These range from a basic product that covers only the compulsory minimum services to comprehensive products which cover—in addition to the compulsory minimum services—extra services as specified under the particular policy. Students have to buy insurance before they set foot in Australia. Once in Australia, the student is fully covered against any medical exigency. It provides coverage for international students seeking treatment at a doctor’s office, hospital, or for limited prescription drugs. OSHC is currently offered by 5 major insurers in Australia namely Australian Health Management, BUPA Australia, Medibank Private, Allianz Global Assistance, and nib OSHC. It can be purchased either by your education provider or you can choose your own OSHC approved provider and pay the insurance yourself. Proof of OSHC coverage has to be produced when the student arrives in Australia.

Quick and easy medical coverage at your doorstep

We understand that your health is of primal importance. Our panel of expert counselors helps you to select your preferred insurer out of the available five insurers basis on your requirement and budget. We complete all the necessary paperwork. One should keep in mind that the student visa is granted as per the coverage of the insurance. Hence, it becomes imperative that the insurance should cover your entire length of stay in Australia. We ensure that you are adequately insured during your stay to meet all medical emergencies and expenses.